At LIGHTHOUSE LAW FIRM, we support our clients in managing insurable risks and optimizing their coverage by combining high-level legal expertise with in-depth knowledge of the insurance sector.
Our services are led by a sworn judicial expert registered with the Casablanca Court of Appeal, specializing in corporate insurance, technical risks, workplace accidents, CAR (Contractors All Risks), liability, health, life, property damage, and other professional insurance lines.
Our services notably include:
Strategic and operational recommendations
Negotiation or renegotiation of coverage with insurers
Structuring a program aligned with the company’s actual needs and risks
Analysis of applicable coverage in the event of a claim
Drafting of notifications, reservations, and formal notices
Representation in amicable or legal proceedings against insurers
Commercial leases, public procurement contracts, construction agreements, industrial partnerships, etc.
Integration of insurance obligations into the overall contractual strategy
Prevention of risks related to non-compensation or conflicts of interest
Our firm combines both legal and technical expertise, led by an expert accredited by Moroccan courts, which enables us to:
Secure your relationships with insurers, brokers, and third parties
Reduce unjustified insurance costs
Ensure the legal soundness of your insurance programs
🎯 Our mission: to protect your assets, your team, and your contractual commitments through a strategic, independent, and rigorous insurance audit.
Fire protection methods & various risk managementAccidental, incendiary, or natural disasters pose a major threat to the sustainability of businesses. Assessing and ensuring compliance with safety measures is therefore a key legal and insurance issue.
LIGHTHOUSE LAW FIRM offers legal and strategic support to analyze, optimize, and ensure the reliability of your fire prevention and technical risk management resources.
Our intervention is aimed at industrial, hotel, commercial or institutional companies wishing to:
LIGHTHOUSE LAW FIRM supports its clients—investors, target companies, funds, family offices, and executives—through all phases of private equity transactions (venture capital, growth capital, LBOs, MBOs, and Mergers & Acquisitions).
We assist in both legal structuring and contractual security, integrating tax, regulatory, and prudential aspects, while protecting our clients’ strategic interests.
Our fields of intervention:
Analysis of the target's legal, social, tax, and contractual situation
Assessment of non-compliance risks, off-balance sheet commitments, and areas of potential liability
Preparation of risk reports for investment committees
Investment/acquisition agreements
Capital increases, issuances of compound securities (OCA, BSPCE, etc.)
Asset and liability guarantee agreements, earn-out clauses, anti-dilution clauses, ratchet clauses, etc.
Implementation of appropriate governance mechanisms (committees, delegations, reporting)
Assistance to investor representatives on boards of directors
Drafting of management fee agreements and exit mechanisms
LIGHTHOUSE LAW FIRM supports its clients — businesses, institutions, and startups — in all legal, contractual, and regulatory aspects related to the digital world and emerging technologies.
We operate at the intersection of business law, intellectual property, cybersecurity, and regulatory compliance to secure digital projects, technology platforms, software solutions, and intangible assets.
Our services notably include:
Drafting, auditing, and negotiating SaaS, PaaS, IaaS agreements, software licenses, integration, maintenance, and cloud hosting contracts
Deployment of ERP, CRM, AI solutions, web platforms & APIs
Legal framework for digital transformation projects
Regulatory compliance analysis (NIS2, critical infrastructure cybersecurity, information system protection)
Crisis management in the event of a breach or data leak (CNDP notices, notifications, remediation)
IT security clauses in B2B or B2C contracts
Audit of software contracts, analysis of legal and financial risks related to IT projects
Management of disputes related to defective services, non-compliance, IP rights or GDPR violations
Representation in technical disputes (judicial expertise, IT arbitration)
Our approach is based on expertise in technology law combined with a deep understanding of technical challenges, enabling us to speak the same language as your IT and innovation teams.
The Lighthouse expertise: legally securing your digital projects while preserving your technological agility and strategic interests.
LIGHTHOUSE LAW FIRM supports companies, executives, and governance bodies in identifying, anticipating, and managing criminal risks related to business activities, especially in sectors subject to strict regulations (finance, insurance, construction, industry, technology, etc.).
Our approach is led by a partner holding a PhD in law, whose dissertation focused on:
“Corporate executives between liability and legal risk management,” with specialized expertise in prevention of management faults, delegation of authority, criminal liability, D&O insurance, and internal and external control mechanisms.
🧭 Our support includes:
Identification of offenses most likely to engage the criminal liability of executives: misappropriation of company assets, undeclared work, tax fraud, workplace accidents, environmental violations, etc.
Development of risk matrices and targeted legal diagnostics.
Implementation or review of delegations of authority (in accordance with case law following the March 11, 1993 ruling)
Streamlining of decision-making processes (corporate interest, separation of powers, access to information)
Drafting of governance charters and internal policies
Intervention from the preliminary investigation or initial hearings
Drafting of defense briefs, managing risks of reputational damage
Coordination between the criminal defense of the executive and the interests of the legal entity
Verification of clauses, exclusions, deductibles, and actual coverage
Compliance with regulated agreements or special benefits procedures
Protection against conflicts of interest and misappropriation of company assets related to policy subscription
Customized workshops on risk perception, criminal risk management, and appropriate responses
Crisis simulation exercises (search and seizure, indictment, criminal summons)
Preparation of boards of directors for assessing management faults
Thanks to high-level doctoral research combined with practical experience in corporate criminal litigation, LIGHTHOUSE LAW FIRM is able to provide support that is:
Precise, based on analysis of case law and contractual prevention mechanisms,
Strategic, focused on reducing executives’ exposure,
Secure, compliant with national and international legal and regulatory standards.
🎯 Our mission: to turn criminal risk into a lever for responsible governance and a tool for legal resilience.
LIGHTHOUSE LAW FIRM supports its clients in all aspects of corporate law — from company formation to day-to-day governance, including complex capital operations, restructuring, and meticulous corporate secretarial services.
Our approach is both strategic, to support structuring and shareholder decisions, and operational, to ensure companies comply with their legal, regulatory, and statutory obligations.
🧭 Our areas of expertise notably include:
Selection of the appropriate legal form: LLC, joint-stock company, simplified joint-stock company, economic interest group, holding companies, etc.
Drafting of articles of association, shareholders’ agreements, internal regulations
Incorporation formalities, registration, and filing with the commercial registry
Preparation of ordinary and extraordinary general meetings (OGM/EGM)
Drafting of minutes, management reports, notices, and resolutions
Annual legal follow-up: approval of accounts, renewal of governing bodies, filings with the clerk’s office
Delegations of authority, appointments, dismissals
Capital increases or reductions, issuance of securities
Share transfers, contributions, mergers, demergers, legal transformations
Structuring or restructuring of corporate groups
Regulation of shareholder relations and conflict prevention
Maintenance of share transfer registers and statutory records
Management of the company’s legal calendar
Digitization of legal monitoring (data room, digital documentation)
Compliant and secure archiving
We offer tailored support with a high level of legal expertise and strong responsiveness — whether for an innovative startup, a family-owned SME, a listed company, or an international group.
🎯 Our mission: to secure your company’s legal operations and allow you to focus on creating value.
LIGHTHOUSE LAW FIRM supports its clients — companies, investors, funds, holding companies, and family groups — in their strategic growth, restructuring, or exit operations, both in Morocco and internationally.
We cover the entire transaction lifecycle, from due diligence to drafting, negotiation, legal, tax, and financial structuring, as well as post-transaction contractual security.
🧭 Our support notably includes:
Legal and tax analysis of the proposed restructuring
Drafting of merger or contribution agreements
Regulatory publications, creditor and employee notifications
Management of the legal timeline and coordination with statutory auditors / merger auditors
Preparation of legal data rooms and coordination of due diligence
Drafting of letters of intent (LOI), sale agreements, and W&I clauses (warranties and indemnities)
Structuring of price mechanisms: earn-outs, price adjustments, additional payments
Management of post-sale obligations (non-compete, reversibility, transfer of undertakings)
Strategic advice in acquiring industrial, commercial, or tech targets
Structuring of acquisitions through holding companies, SPVs, or joint ventures
Drafting of shareholders’ agreements, governance provisions, and exit clauses
Coordination with financial advisors, accountants, and notaries
Creation and reorganization of corporate groups (vertical or horizontal)
Drafting of tailored articles of association, internal regulations, and intra-group agreements
Support in implementing governance mechanisms adapted to size and industry (committees, delegations, powers, etc.)
Our approach is legal, strategic, and transactional — combining:
In-depth expertise in Moroccan and comparative corporate law
The ability to handle complex and cross-border transactions
A focus on protecting our clients’ economic and operational interests
🎯 Our mission: to turn your growth or transfer projects into secure, efficient, and value-generating transactions.
In the context of mergers, acquisitions, sales, fundraising, restructuring, or entering into relationships with strategic partners, conducting a legal audit (Due Diligence) is essential to identify risks, properly assess the asset, and secure the transaction.
LIGHTHOUSE LAW FIRM assists investors, buyers, sellers, institutions, and funds by performing rigorous, confidential, and operational legal audits, covering all areas of corporate law.
🧭 Our legal audits notably include:
Review of articles of association, meeting minutes, shareholders’ agreements, delegations of authority
Compliance of share capital, validity of corporate decisions
Management contracts, group structures, equity holdings
Analysis of key ongoing contracts (clients, suppliers, leases, loans, franchises, etc.)
Identification of high-risk clauses (exclusivity, early termination, liability limitations)
Audit of off-balance-sheet commitments
Review of employment contracts, executive statuses, CNSS compliance
Audit of internal practices, company policies, and disciplinary procedures
Verification of property titles or commercial leases
Analysis of existing securities, pledges, mortgages, and registrations
Ongoing litigation, oppositions, or transfer restrictions
Our firm uses a proven audit methodology tailored to the needs of investors, legal departments, and audit firms. We focus on what matters most while documenting risks clearly, in order of priority, and in a format that supports negotiation.
🎯 Our mission: to provide you with a clear view of the legal risks and levers in a transaction — to secure your strategic decisions.
LIGHTHOUSE LAW FIRM works alongside lending institutions, finance companies, equity banks, as well as businesses and investors facing legal issues related to banking operations and financial services.
We offer comprehensive assistance covering banking regulations, contractual relationships with financial institutions, and the handling of complex banking disputes.
🧭 Our areas of intervention:
Advice on Moroccan banking legislation (law no. 103-12, BAM circulars) and prudential standards
Support in obtaining approvals or authorizations
Internal compliance audit: anti-money laundering, KYC, due diligence obligations
Drafting, review and negotiation of credit contracts (simple loans, syndicated loans, campaign loans, leases)
Drafting of associated securities: mortgages, pledges, independent guarantees
Support for companies in their relations with banks (general conditions, denunciations of competitions, payment incidents)
Disputes relating to the execution or termination of banking facilities
Liability actions for wrongful granting or wrongful termination of credit
Contesting guarantees or precautionary seizures / forced execution
Defense in the event of prosecution for failure to comply with due diligence obligations (money laundering, financing of terrorism)
Drafting of T&Cs for payment platforms or dematerialized financial services Internal compliance audit: anti-money laundering, KYC, due diligence obligations
Advice on compliance with payment services regulations, PSD2 and data protection
Supervision of partnerships between banks and fintech startups
In a world where knowledge, innovation, and creativity constitute a major competitive advantage, protecting intellectual property (IP) rights has become essential for businesses, startups, artists, research institutions, and technology companies.
LIGHTHOUSE LAW FIRM assists its clients in protecting, managing, enhancing, and defending their intangible assets, both in Morocco and internationally, by combining rigorous legal expertise with a strategic understanding of business and technical issues.
🧭 Our areas of intervention cover:
Filing and registration of trademarks, patents, designs and models with OMPIC, WIPO, EUIPO, etc.
Multi-jurisdictional protection strategy
Drafting of confidentiality agreements (NDAs) and technology transfer agreements
Contracts for the assignment or licensing of trademarks, patents, software, copyrights
Co-creation, development, distribution and promotion agreements
R&D partnership contracts, consortia, collaborative projects
Integration of IP into partnership agreements and fundraising
Action for counterfeiting, unfair competition or parasitism
Opposition to the registration of a competing trademark (OMPIC, EUIPO, etc.)
Counterfeit seizures, online protection and domain name management
Support before civil, commercial and criminal courts
Securing labor relations, managing HR risks, anticipating litigation
Legal issues related to human resources are central to corporate strategy. Whether it involves hiring, reorganizing, dismissing, or managing day-to-day relationships with employees and staff representatives, every HR decision involves the employer’s legal liability.
LIGHTHOUSE LAW FIRM assists companies, groups, hoteliers, manufacturers, and investment funds in mastering labor and social security law, with a preventive, operational, and strategic approach.
🧭 Our areas of intervention include:
Drafting and securing employment contracts, sensitive clauses (non-competition, mobility, objectives, etc.)
Management of dismissal procedures for personal, disciplinary or economic reasons
Preparation of internal regulations, ethics charters or digital use charters
Supervision of relations with unions, staff representatives, UMT/CDT representatives, etc.
Support during the implementation or renegotiation of collective agreements
Assistance with professional elections and collective conflict management
Assistance before the Labor Inspectorate and in the pre-litigation phase
Defense before social and industrial tribunals
Support in the event of harassment, discrimination, incapacity or work accident
Negotiation strategy, amicable terminations, transactional protocols
Drafting of T&Cs for payment platforms or dematerialized financial services Internal compliance audit: anti-money laundering, KYC, due diligence obligations
Advice on compliance with payment services regulations, PSD2 and data protection
Supervision of partnerships between banks and fintech startups
Draft, secure, and negotiate your commitments with rigor and strategy
Contracts are at the heart of all economic activity. In a complex and evolving legal environment, drafting and managing contracts requires in-depth expertise to prevent disputes, protect your interests, and legally secure your business relationships.
LIGHTHOUSE LAW FIRM assists its clients—companies, funds, hotel groups, institutions, and startups—at all stages of the contractual process, from negotiation to termination, incorporating the rules of Moroccan law, comparative law (OHADA, French law, common law), and international standards.
🧭 Our missions cover in particular:
Legal review of existing contracts (sensitive clauses: liability, compensation, termination, etc.)
Analysis of contractual risks and proposal of amendments or renegotiation
Support in contractual negotiations with your partners
Drafting of B2B/B2C commercial contracts, agent, distribution, franchise, partnership contracts, etc.
Service contracts, subcontracting, outsourcing, maintenance, etc.
Contracts specific to certain sectors: real estate, hotels, IT, industry, insurance, etc.
Integration of GDPR clauses, arbitration, force majeure, penalties, SLA, deadlines, etc.
Reduce unpaid debts, accelerate collections, preserve customer relationships
Late or non-payment represents a major risk to cash flow and the sustainability of businesses. Debt collection requires a legal, strategic, and measured approach to obtain payment of debts while, if necessary, maintaining the business relationship.
LIGHTHOUSE LAW FIRM intervenes at all stages of the debt collection process—amicable, pre-litigation, and legal—ensuring the legal security of debts and optimizing recovery opportunities, both in Morocco and internationally.
🧭 Our missions cover in particular:
Analysis of contracts or purchase orders to verify the validity of receivables
Verification of applicable limitation periods
Identification of protective clauses (termination, late payment interest, penalty clause, etc.)
Drafting of formal notices, official reminders, amicable negotiations
Supervision of deadlines, transactional protocols, discounts or payment deadlines
Intervention as advisor or agent in negotiations
Action for payment order, quick and efficient procedure before the commercial court
Assignment to the merits and implementation of forced execution procedures (precautionary seizure, attachment, judicial mortgage, etc.)
Monitoring of procedures before Moroccan and foreign courts (via international partners)
Debt collection
Disputed or doubtful debts
Coordination with bailiffs, court commissioners, notaries, experts, etc.
Blockchain technologies, smart contracts, NFTs, and cryptocurrencies are revolutionizing business, contract, intellectual property, and financial law. These innovations pose new legal challenges in terms of liability, governance, compliance, and data protection.
LIGHTHOUSE LAW FIRM supports its clients—project leaders, Web3 platforms, investors, financial and technology institutions—in legal structuring, regulatory compliance, contractual security, and blockchain-related risk management.
🧭 Our areas of intervention cover:
Support for DeFi, DAO, NFT projects, asset tokenization
Analysis of the legal nature of tokens (utility, security, governance tokens)
Drafting of white papers and legal disclaimers
Legal review of smart contracts: validity, execution, liability
Integration of conflict resolution mechanisms into code logic
Audit of the general conditions of platforms using smart contracts
In a context of increasing litigation in commercial, contractual, and social relationships, controlling litigation risk has become a requirement for governance and competitiveness.
LIGHTHOUSE LAW FIRM assists its clients both upstream, through the implementation of prevention measures, and downstream, in the strategic management of disputes, favoring the most effective solution whenever possible: conciliation, mediation, arbitration, or legal action.
🧭 Notre accompagnement couvre notamment :
Contractual audit and legal risk mapping
Implementation of clauses limiting liability, force majeure, mediation or arbitration
Support for operational teams in pre-litigation management
Strategic advice in emerging litigation
Drafting and negotiation of transactional protocols, mediation agreements, or amicable restructurings
Support in judicial conciliation procedures, conventional mediation or institutional/ad hoc arbitration
Drafting of summonses, conclusions, briefs, notes for deliberation
Representation before all Moroccan courts (commercial courts, civil courts, Courts of Appeal, Court of Cassation)
Monitoring of enforcement, opposition, seizure or appeal procedures partners)
Debt collection
Disputed or doubtful debts
Coordination with bailiffs, court commissioners, notaries, experts, etc.
The sale of a business is a complex legal transaction with major tax, labor, contractual, and asset-related issues. Whether it involves a local business, a hotel, an industrial company, or a franchise, this transaction requires rigorous security at every stage.
LIGHTHOUSE LAW FIRM assists sellers and buyers in negotiating, drafting, legally structuring, and formalizing the sale, with particular attention paid to taxation, administrative authorizations, commercial leases, and business continuity.
🧭 Our support covers in particular:
Verification of the consistency of the fund (customers, brand, lease, licenses, contracts, etc.)
Identification of transferable/non-transferable assets (stock, equipment, contracts)
Verification of oppositions, pledges, registrations in the RC, social or tax debts
Drafting of the promise of transfer (or compromise), then of the final deed of transfer
Clauses relating to price, eviction guarantee, non-competition, tax solidarity
Analysis of suspensive conditions: lessor's authorization, release of registrations, regulatory authorizations
In the digital age and increased regulatory oversight, personal data protection has become a major strategic and legal issue for businesses, government agencies, financial institutions, hospitality, and technology companies.
LIGHTHOUSE LAW FIRM offers comprehensive support in ensuring compliance with Law 09-08 on the protection of personal data in Morocco, as well as with the GDPR (Europe) and international data governance standards.
This expertise is led by a certified Data Protection Officer (DPO) partner with in-depth knowledge of CNDP regulatory requirements, cloud issues, contractual compliance, and the risks associated with processing personal data.
🧭 Our missions cover in particular :
Mapping of data processing (customers, employees, service providers, etc.)
Verification of the legality, transparency, purpose, minimization and security of processing
Review of HR processes, CRM, video surveillance, cloud, cookies, etc.
Drafting of privacy policies, legal notices and consent forms
Development of the processing register and internal incident management policies
Definition of responsibilities between data controllers, subcontractors and co-contractors
Creation of declaration files or requests for processing authorization
Identification of treatments subject to prior authorization
Monitoring of filing and exchanges with the CNDP
Integration of data protection clauses into commercial, IT, HR and marketing contracts
Drafting of Data Processing Agreements (DPA), standard contractual clauses (SCC), or cross-border clauses
Verification of legal and contractual obligations regarding subcontracting
LIGHTHOUSE LAW FIRM assists its clients in structuring, drafting, negotiating, and securing hotel management contracts, whether for the operation of existing hotel assets or development projects.
We work on behalf of both asset owners (institutional investors, real estate funds, family offices) and national and international hotel operators.
🧭 Our areas of intervention :
Determination of the most suitable contractual arrangement: management contract, lease-management contract, franchise contract, hybrid contract
Analysis of the responsibilities, financial and operational obligations of each party
Advice on profit-sharing, royalty and performance mechanisms (GOP, NOI, Hurdle Rate, etc.)
Duration, renewal, exclusivity, geographic area clauses
Definition of the scope of services: operations, human resources, supplies, brand image
Supervision of the manager's powers (signing authority, banking management, hiring)
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